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RECURRING DEPOSIT

Recurring Deposit is a special kind of Term Deposit offered by banks in India which help people with regular incomes to deposit a fixed amount every month into their Recurring Deposit account and earn interest at the rate applicable to Fixed Deposits.

DAILY DEPOSIT(DD)

Deposit Scheme is a monetary deposit scheme introduced by Syndicate Bank, India. Money can be deposited into an account on daily basis.The amount may be as small as Rupees five. It can be called a recurring deposit scheme, as the money is deposited almost daily.

SAVING ACCOUNT

A savings account is a deposit account held at a retail bank that pays interest but cannot be used directly as money in the narrow sense of a medium of exchange (for example, by writing a cheque). These accounts let customers set aside a portion of their liquid assets while earning a monetary return.

Fixed ACCOUNT

Amount to be Deposited: It is the principal amount an FD holder invests in a fixed deposit.

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MORTGAGE LOAN

A mortgage is a loan in which property or real estate is used as collateral. The borrower enters into an agreement with the lender (usually a bank) wherein the borrower receives cash upfront then makes payments over a set time span until he pays back the lender in full.

POST OFFICE DEPOSIT LOAN

The post-office term deposit (POTD) is similar to a bank fixed deposit, where you save money for a definite time period, earning a guaranteed return through the tenure of the deposit. At the end of the deposit's tenure, the maturity amount comprises the capital deposited and the interest it earns.

MONTHLY LOAN

Multiply the amount you borrow by the annual interest rate. Then divide by the number of payments per year.

GOLD, SILVER LOAN

gold is a very simple concept. By pledging your gold ornaments, coins, biscuits, bars etc. the lender provides you with liquidity at a predetermined rate of interest.

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